Handicap Calculation for Gary Kramer for Week 20
Week of Rounds Used:  15 14 13 12 11  Total  Average  90%  Rounded to:
Gross Score:  45 48 46 45 47  231  46.20
Hdcp Score (over Par):  10 12 10 10 12  54  10.80  9.72  10

What does this mean? How are handicaps calculated?

Handicap Projection for Gary Kramer for Week 21
If your next round score is:   Your new Handicap will be:
35-40   8
41-45   9
46-51   10
52-56   11
57-62   12

Stroke average projection for Gary Kramer