Handicap Calculation for John Campbell for Week 18
Week of Rounds Used:  15 13 12 11 3  Total  Average  90%  Rounded to:
Gross Score:  43 48 52 52 49  244  48.80
Hdcp Score (over Par):  8 12 15 17 14  66  13.20  11.88  12

What does this mean? How are handicaps calculated?

Handicap Projection for John Campbell for Week 19
If your next round score is:   Your new Handicap will be:
36-41   10
42-46   11
47-52   12
53-57   13
58-63   14

Stroke average projection for John Campbell