Handicap Calculation for Bill Spencer for Week 18
Week of Rounds Used:  14 11 10 9 8  Total  Average  90%  Rounded to:
Gross Score:  51 47 51 49 45  243  48.60
Hdcp Score (over Par):  15 12 13 13 10  63  12.60  11.34  11

What does this mean? How are handicaps calculated?

Handicap Projection for Bill Spencer for Week 19
If your next round score is:   Your new Handicap will be:
30-34   9
35-40   10
41-45   11
46-51   12
52-56   13

Stroke average projection for Bill Spencer